September.23, 2022
Selected Candidates for the post of Management Trainee for Group Discussion
अधिक जान्नुहोस्
September.23, 2022
Selected Candidates for the post of Junior Assistant (Contract) for Interview
अधिक जान्नुहोस्
September.06, 2022
List of Non-operative account since 10 years as on 32/03/2079 B.S(16/07/2022 A.D)
अधिक जान्नुहोस्
February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
अधिक जान्नुहोस्
February.01, 2022
Notice to update Mobile Number
अधिक जान्नुहोस्
January.26, 2022
JBBL Dividend Rejection List
अधिक जान्नुहोस्
January.25, 2022
Mr. Hari Chandra Khadka appointed as Chairman of Jyoti Bikash Bank Limited
अधिक जान्नुहोस्
November.29, 2021
List of non‐operative account for 10 years
अधिक जान्नुहोस्
August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
अधिक जान्नुहोस्

घर कर्जा

घर कर्जाको बारेमा


  • जग्गा र भवन / फ्ल्याटको खरिदमा वित्त पोषण, भवन / फ्ल्याटको निर्माण / नविकरण, भर्खरै खरीद गरिएको भवन / फ्ल्याटको प्रतिपूर्ति लागत, अन्य बैंक / एफआईको राम्रो घर कर्जा आदि।


1. Eligibility

  • Loan to Nepali citizen with identifiable and stable source of income

2. Target Customer

  • Employed /Self employed professionals
  • Employees of corporate business houses

3. Loan Amount

  • Minimum Loan amount: NPR 5 lakhs
  • Minimum Loan amount can be less than NPR 5 lakhs in case of Deprived Sector Home Loans

4. Debt service coverage ratio

  • Uncommitted monthly income to be atleast 2 times of proposed EMI

5. Disbursement

  • In case of purchase, full amount can be disbursed after completion of documentation; and in case of construction, phase wise disbursement.

6. Interest rate: Competitive interest rates. Click here

7. Collateral

  • Land and building for which housing loan is sanctioned

8. Nature of Facility

  • Non revolving and non-renewable

9. Tenure

  • Maximum tenure of 35 years

10. Repayment Modality

  • Equated Monthly Installments (EMI)

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Photograph and copy of citizenship of applicant and the guarantors
  • Detail of net worth of guarantors
  • Income source documents
  • Title deed of related property
  • Payment receipt of latest land revenue tax
  • Blueprint/trace map of land
  • Other related documents as necessary

द्रुत र सजिलो पहुँच

हाम्रो एपको साथ, तपाईंको बैंकिंग अनुभवलाई सजिलो बनाउनुहोस्।