जग्गा र भवन / फ्ल्याटको खरिदमा वित्त पोषण, भवन / फ्ल्याटको निर्माण / नविकरण, भर्खरै खरीद गरिएको भवन / फ्ल्याटको प्रतिपूर्ति लागत, अन्य बैंक / एफआईको राम्रो घर कर्जा आदि।
विशेषताहरु
1. Eligibility
Loan to Nepali citizen with identifiable and stable source of income
2. Target Customer
Employed /Self employed professionals
Employees of corporate business houses
3. Loan Amount
Minimum Loan amount: NPR 5 lakhs
Minimum Loan amount can be less than NPR 5 lakhs in case of Deprived Sector Home Loans
4. Debt service coverage ratio
Uncommitted monthly income to be atleast 2 times of proposed EMI
5. Disbursement
In case of purchase, full amount can be disbursed after completion of documentation; and in case of construction, phase wise disbursement.
6. Interest rate: Competitive interest rates. Click here
7. Collateral
Land and building for which housing loan is sanctioned
8. Nature of Facility
Non revolving and non-renewable
9. Tenure
Maximum tenure of 35 years
10. Repayment Modality
Equated Monthly Installments (EMI)
आवश्यक कागजातहरू
Duly filled loan application form of bank
Photograph and copy of citizenship of applicant and the guarantors