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महिला उद्यमशीलता कर्जा

ज्योति साहुलियत कर्जा अन्तर्गत "महिला उध्यासिल्त कर्जा" लाई देश मा उद्यमशीलता को विकास को लागी विभिन्न योजनाहरु मा ब्याज मा सब्सिडी प्रदान गर्ने सरकार को योजना संग संरेखित गरीएको छ।

उद्देश्य

Provide Financial assistance and encourage women to start their own business venture.

विशेषताहरु

1. Eligibility

  • Individual woman should be at least 18 years old.
  • In case of group, their must be minimum of 5 women of age at least 18 years old and they must be from different familie

2. Business Type

  • New or Existing Business

3. Target Customer

  • Women Entrepreneurs 

4. Loan Amount

  • Upto Rs. 15,00,000 or as prescribed by NRB from time to time.

5. Interest Rate: Competitive interest rates. Click here

6. Interest Subsidy

  • 6% interest subsidy

7. Collateral

  •  No collateral requirement for loan upto Rs. 15 lakhs

8. Nature of Facility

  • Non revolving. However, revolving nature loan can be provided in the name of proprietorship or partnership firm if the proprietor or all the partners meet the required eligibility

9. Tenure of Loan

  • Maximum tenure of the loan is 5 years

10. Repayment Modality

  • EMI or EQI in case of Term Loan
  • Monthly or quarterly interest in case of OD facility

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Brief proposal of business operation and utilization of loan.
  • Photograph and Copy of citizenship of applicant and the guarantors
  • Copy of Registration of the business.
  • Partnership deed, if the borrower is partnership firm
  • Detail net worth of the guarantors.
  • Map of the applicants’ residence and property.
  • Other related document as necessary

द्रुत र सजिलो पहुँच