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व्यावसायिक कर्जा

व्यावसायिक कर्जा


  • पेशेवरहरुलाई सुविधाजनक बनाउन।


1. Eligibility

  • Professionals listed above having stable and fixed monthly income

2. Loan amount

  • Minimum Loan amount: NPR 3 lakhs
  • Maximum Loan amount: NPR 15 lakhs

3. Interest rate: Competitive interest rates. Click here

4. Collateral

  • Cross guarantee from another professional listed above and guarantee from spouse/or any other family member

5. Nature of Facility

  • Non Revolving: Upto NPR 15 lakhs
  • Revolving: Upto NPR 5 lakhs

6. Tenure

  • Term Loan: Maximum tenure of 5 years
  • Overdraft: 1 year subject to renew on satisfactory performance

7. Repayment Modality

  • Term Loan: EMI or EQI
  • Overdraft: Interest on OD shall be Monthly or Quarterly

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Photograph and copy of citizenship of applicant and the guarantors
  • Professional membership certificate, if applicable
  • Certificate showing academic qualification of respective professional degree
  • PAN Card
  • Bank statement and/or PAN statement for the verification of income source of the borrower
  • Networth statement
  • Other related documents as necessary

द्रुत र सजिलो पहुँच