One of the most important features of this loan scheme is swift execution of loan process. Eligible professionals can obtain fund required within few days from the date of application for the loan. Further, the loan scheme is uncollateralized. The client does not have to go through cumbersome legal process for obtaining the required fund in dire need. To honor the contribution of all working professional, JBBL professional loan scheme has covered wide spectrum of professionals as eligible.
Loan application form duly filled up with photograph of the borrower
Citizenship or passport.
Professional Membership Certificate, if applicable.
Character Certificates & Certificates showing academic qualification of respective professional degree.
Personal PAN issued by IRD.
Bank Statement and/or PAN statement for the verification of income source of the borrower.
Full residential address.
Net worth statement.
Multi banking declaration.
Any other information/document, which may be necessary, as per the requirements of each.
Basic Criteria for Apply:
The age limit of the applicant to be 18-65 years.
The age limit of the borrower for repayment of loan should not exceed 70 years
The applicants should have sufficient regular income to service debt obligation (Installment or Interest). Their income should have been reflected in the PAN statement or any of the bank statements of the last six months. However, current salary certificate substantiating the income needs to be obtained.
The income of proprietorship firm or single man company owned by the borrower and engages in the related profession can be assessed as the income of the borrower.