March.12, 2021
Tax on Bonus Share List
अधिक जान्नुहोस्
July.15, 2020
List of non‐operative account for 10 years as on 2077 Ashad 31(15 july 2020)
अधिक जान्नुहोस्

एसएमई कर्जा

एमएसएमई कर्जा


  • कार्यको पूँजी आवश्यकता व्यवसायमा वित्त पोषण।


1. Eligibility

  • New or already established firms/partnership firm/ company/institutions subject to conditions as stipulated in NRB Directive 9: Paid up capital: upto 50 lakhs, Fixed assets: upto 5 crores, Engaged in production or service sector, Self engagement of the business owner

2. Business Type

  • Proprietorship Firm, Partnership Firm, Company

3. Target Customer

  • MSME segment engaged in production and service sector

4. Financing Criteria

  • OD loan maximum upto 70% of working capital requirement subject to coverage of collateral
  • Term Loan upto 80% of project cost subject to coverage of collateral

5. Loan Amount

  • Minimum Loan amount: NPR 3 lakhs
  • Maximum Loan amount: NPR 1 crores

6. Interest rate: Competitive interest rates. Click here

7. Collateral 

  • Land and Building and other Intangible securities

8. Nature of Facility

  • Revolving 
  • Non-revolving

9. Tenure

  • OD/Working capital loan shall be revolving in nature and will be provided for 1 year and shall be renewed on satisfactory performance
  • Term Loan shall be non-revolving in nature and shall be provided for 5 years

10. Repayment Modality

  • Interest of OD loan shall be monthly or quarterly
  • EMI or EQI in case of Term Loan

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Photograph and Copy of citizenship of applicant and the guarantors
  • Copy of PAN certificate
  • Copy of registration of the business
  • Last two years audited financial statement and three years projected financial statement
  • Latest tax clearance copy
  • MOA, AOA, Board minute if the borrower is company
  • Partnership deed, if borrower is partnership firm
  • Other related document as necessary

द्रुत र सजिलो पहुँच