September.23, 2022
Selected Candidates for the post of Management Trainee for Group Discussion
अधिक जान्नुहोस्
September.23, 2022
Selected Candidates for the post of Junior Assistant (Contract) for Interview
अधिक जान्नुहोस्
September.06, 2022
List of Non-operative account since 10 years as on 32/03/2079 B.S(16/07/2022 A.D)
अधिक जान्नुहोस्
February.23, 2022
JBBL Negative tax list (F.Y. 2077-078)
अधिक जान्नुहोस्
February.01, 2022
Notice to update Mobile Number
अधिक जान्नुहोस्
January.26, 2022
JBBL Dividend Rejection List
अधिक जान्नुहोस्
January.25, 2022
Mr. Hari Chandra Khadka appointed as Chairman of Jyoti Bikash Bank Limited
अधिक जान्नुहोस्
November.29, 2021
List of non‐operative account for 10 years
अधिक जान्नुहोस्
August.01, 2021
Subsidy Loan Customer List for Fiscal year 2077-78
अधिक जान्नुहोस्

एसएमई कर्जा

एमएसएमई कर्जा


  • कार्यको पूँजी आवश्यकता व्यवसायमा वित्त पोषण।


1. Eligibility

  • New or already established firms/partnership firm/ company/institutions subject to conditions as stipulated in NRB Directive 9: Paid up capital: upto 50 lakhs, Fixed assets: upto 5 crores, Engaged in production or service sector, Self engagement of the business owner

2. Business Type

  • Proprietorship Firm, Partnership Firm, Company

3. Target Customer

  • MSME segment engaged in production and service sector

4. Financing Criteria

  • OD loan maximum upto 70% of working capital requirement subject to coverage of collateral
  • Term Loan upto 80% of project cost subject to coverage of collateral

5. Loan Amount

  • Minimum Loan amount: NPR 3 lakhs
  • Maximum Loan amount: NPR 1 crores

6. Interest rate: Competitive interest rates. Click here

7. Collateral 

  • Land and Building and other Intangible securities

8. Nature of Facility

  • Revolving 
  • Non-revolving

9. Tenure

  • OD/Working capital loan shall be revolving in nature and will be provided for 1 year and shall be renewed on satisfactory performance
  • Term Loan shall be non-revolving in nature and shall be provided for 5 years

10. Repayment Modality

  • Interest of OD loan shall be monthly or quarterly
  • EMI or EQI in case of Term Loan

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Photograph and Copy of citizenship of applicant and the guarantors
  • Copy of PAN certificate
  • Copy of registration of the business
  • Last two years audited financial statement and three years projected financial statement
  • Latest tax clearance copy
  • MOA, AOA, Board minute if the borrower is company
  • Partnership deed, if borrower is partnership firm
  • Other related document as necessary

द्रुत र सजिलो पहुँच

हाम्रो एपको साथ, तपाईंको बैंकिंग अनुभवलाई सजिलो बनाउनुहोस्।