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सवारीसाधन कर्जा

व्यक्तिगत वा व्यापारिक प्रयोगको लागि सवारीसाधनमा वित्त पोषण

उद्देश्य

  • व्यक्तिगत वा व्यापारिक प्रयोगको लागि सवारीसाधनमा वित्त पोषण

विशेषताहरु

1. Type of finance

  • For new vehicle for personal use
  • For new vehicle for business use
  • Financing on second hand vehicle (more than 10 years old vehicle shall not be accepted)

2. Eligibility

  • Petrol/Diesel Vehicle: 50% of the price
  • Electric Vehicle: 80% of price
  • Second Hand Vehicle: 50% of valuated amount by listed valuator.  

                  However quantum of loan shall be guided by the guidelines of NRB from time to time

3. Target Customer

  • Individuals & Business Houses

4. Interest rate: Competitive interest rates. Click here

5. Collateral

  • The proposed vehicle. Other additional security may be required on case to case basis

6. Nature of Facility 

  • Non-revolving facility.

7. Tenure

  • For new vehicle: 7 years
  • For second hand vehicle: 5 years (total life of vehicle shall be assumed as 10 years and remaining period shall be maximum tenure.)

8. Repayment Modality

  • Monthly/Quarterly installment

आवश्यक कागजातहरू

  • Duly filled loan application form of bank
  • Photograph and copy of citizenship of applicant and the guarantors
  • Income source documents
  • Firm/Partnership/Company registration letter, if applicable
  • Detail net worth of the guarantors
  • Other related document as necessary

द्रुत र सजिलो पहुँच